What is a 6D Certificate?

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Important Information!

Please read prior to ordering a 6d certificate
and accompanying documentation!

Massachusetts Condominium Sale or Refinance Fact Sheet

When you sell or refinance your condominium, you are required by law to provide a 6d certificate at the closing. A 6d certificate certifies that all common area fees and special assessments are paid and current. The bank/mortgage company may also ask you to provide additional documentation.

It is important to understand that your closing may be delayed without complete documentation.

Barkan is pleased to provide all needed documents at prevailing rates. You can preview a list of documents, some or all of which may be required to complete a sale or refinancing of your property.

Once issued, a 6d certificate remains current only through a planned closing date.

For this reason we advise you to begin the process of acquiring the certificate and accompanying documentation at least 30 days prior to a planned sale or refinancing. We need 10 working days to process your request.

In the event you are unable to make a timely request, there are additional charges for "rush" processing and for overnight delivery of 6d certificates and accompanying documents. Payment must be received prior to issuance.

It makes sense to request a schedule of all required documentation from your attorney, broker or lender. At closing you will also be asked to provide a "certificate of insurance."

You can contact your insurance company directly or request a certificate through Barkan (a processing fee applies).

In addition, some banks/mortgage companies request condominium questionnaires, copies of the condominium documents, budgets, and meeting minutes. We suggest you ask your bank/mortgage company which documents they require for the closing.

Request 6D for Sale of Condominium

Request 6D for Refinancing Condominium

Pricing Information for 6D's and Related Documents and Services

 

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